MEDICAL PAYMENT COVERAGE
In the state of Florida, all drivers are required to have a minimum of $10,000 of Personal Injury Protection (PIP) insurance coverage. PIP coverage pays 80% of the medical bills incurred due to a car accident, leaving 20% for you to pay out of pocket.
There is an optional type of insurance called Medical Payment Coverage, or MedPay, that would cover the remaining 20% of your medical bills not covered by PIP, plus a potential of additional coverage after PIP’s $10,000 threshold is reached.
MedPay is solely intended for medical expenses such as ambulance, hospital, and doctor visits. It does not cover any damage done to your vehicle.
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