Their goal is to put people into a financial predicament that forces them to act sooner, and take less.
The quick settlement offer is usually an attempt to cover up the full amount of your losses. Don’t chase it.
If you casually tell them you’re doing fine, or even say you’re “okay,” the adjuster may use that as evidence that your injuries are inconsequential.
A recorded statement can easily be twisted to minimize or deny coverage and can provide powerful evidence in court.
That’s because they know they end up paying substantially more to settle a claim when a lawyer is involved.
In most cases, they do this to try to get you to settle the claim for far less than what they know it’s worth.
This is a tactic that the at-fault insurance company will use to try to collect any kind of information pertaining to the accident and/or photos that suggest that your injuries are far less serious than you are claiming.
ASKING TO SIGN A MEDICAL AUTHORIZATION.
You should never agree to sign the at-fault insurance company’s blanket medical authorization.
Why the AT-FAULT Insurance Adjuster REALLY wants to Talk to You – Requesting a recorded statement.
What the adjuster is really trying to do, is make you feel comfortable so that you provide details about the accident and injuries that they can possibly use to their advantage to deny or reduce the value of your claim.